Business funding,
made refreshingly simple.
See options that may fit your business in about two minutes.
How much funding are you looking for?
Simple application · No obligation
How it works
One application. A simpler way to find funding.
01
Tell us about your business
Answer a few simple questions about your business and funding needs.
02
Explore potential options
Your information can be matched with participating business funding providers.
03
Choose what's right for your business
Review available options and decide whether any are right for you.
Why Funds Made Simple
Business funding should feel simple.
A merchant cash advance shouldn't require a week of paperwork. We built a straightforward path from question to options.
- One simple application
- Avoid repeatedly completing similar applications with different providers.
- Built for small businesses
- Designed around the realities of operating a business, not banking jargon.
- A simpler process
- Plain English and a streamlined digital experience, start to finish.
Use cases
Capital for whatever comes next.
- 01
Inventory
Stock up ahead of a busy season.
- 02
Payroll
Keep your team steady between receivables.
- 03
Equipment
Replace or add what keeps work moving.
- 04
Expansion
A second location, a bigger space.
- 05
Marketing
Fund the campaign that brings people in.
- 06
Unexpected expenses
Handle the repair you didn't plan for.
Your information
Your business information matters.
We keep the process transparent and explain each step in plain English.
You'll know what you're sharing
Before you submit an application, we'll clearly explain how your information may be used and shared with participating funding providers.
Only what the process needs
We ask for the information relevant to reviewing a funding request — not more.
You stay in control
Exploring options is not a commitment. You decide whether to move forward with anything you're shown.
Resources
Business funding without the confusion.
Straightforward explanations of how merchant cash advances actually work. Guides coming soon.
- Merchant Cash Advance GuideStart here
- How Merchant Cash Advances WorkBasics
- Merchant Cash Advance RequirementsEligibility
- Understanding Factor RatesCost
- Cash Advance vs. Business LoanCompare
FAQ
Cost, timing, and eligibility.
- What does a merchant cash advance cost?
- Cost is expressed as a factor rate and fees set by the funding provider, not an interest rate. Review the amount, timing, and expected payment before you accept anything.
- How long does the process take?
- The application takes about two minutes. Providers set their own review timelines, and any options you see depend on the information you share.
- What do I need to qualify?
- Requirements vary by provider and typically consider time in business, monthly revenue, and how you take payments. Submitting an application is not a guarantee of funding.
- Does applying affect my credit?
- Submitting the form here does not create a hard credit inquiry. A participating provider may run its own checks if you continue with them, and they will tell you before doing so.
See the funding options that may fit your business.
How much funding are you looking for?
Simple application · No obligation